Immediately after being injured in an accident, you are probably angry, in pain, confused and maybe a little depressed. Understandably this is not the best frame of mind in which to get organized for an insurance claim but by taking some simple steps in the first 72 hours you will increase your chances of winning your claim and to also receive fair and prompt compensation.
In the first 72 hours after an accident you must write down everything about the accident including details of your injuries and their effect on your daily life. These notes can be very useful in the future when the litigation process begins. Having notes to remind you of all the details of the accident and what you went through is much easier and accurate than having to rely on your memory alone.
There are several kinds of notes you should keep. Keep notes about the accident like how the accident happened, what you were doing, where you were going, the people you were with, and the time. Include anything you remember like hearing anyone whether it was a person involved in the accident or maybe just a witness say anything about the accident. Keep notes about your injuries like all pains and discomfort. You may suffer pain, discomfort, anxiety, loss of sleep, or other problems that are not as visible or serious as another injury but for which you should demand additional compensation.
Writing down your different injuries will not only help you remember to report them to your lawyer and doctor but also make it easier for your attorney to describe to the insurance company how much and what kind of pain and discomfort you were in. Keep notes of economic or other losses. You may be entitled to compensation for economic loss and for family, social, educational, or other losses, as well as for pain and suffering. Understand that you will need documentation. Begin making notes about anything you have lost because of the accident and your injuries like work hours, job opportunities, meetings, classes, events, family or social gatherings, vacation, or anything else that you would have enjoyed but were unable to do because of the accident.
In the first 72 hours after a vehicle accident, you should notify your own insurance company of the basic facts of the incident. You should notify your insurance carrier even if your claim is against the person who caused the accident and you do not intend to a file a claim under your own policy. It is not always clear in the first few days or weeks after an accident who will be responsible to pay for the damages but by notifying your insurance company of the accident you satisfy your policy’s requirement that you give your insurance company timely notice of the accident.
It is vitally important that you understand the importance of the first 72 hours following an accident. The actions that you take at the scene of any accident can determine whether you win or lose your personal injury claim. In the first 72 hours immediately following an accident are often the most important for finding and preserving evidence of what happened. Taking some simple steps in the first 72 hours can increase your chances of winning your personal injury claim and to also receive fair and prompt compensation.